Services

Below you will find a list of products we can assist you with. Click on a category to learn more.

Medicare Products

New to Medicare - Enrolling in Medicare can be overwhelming, but you don’t have to do it alone. Get expert guidance to compare plans, maximize benefits, and avoid costly mistakes. Our personalized assistance ensures you make the right choice with confidence.

Medicare Supplement - Medicare Supplement (Medigap) plans help cover costs Original Medicare doesn’t. Since prices vary by insurer, shopping around regularly can help you find the best coverage at the lowest cost.

Medicare Advantage - Medicare Advantage plans bundle Medicare coverage with extra benefits. Costs and coverage vary, so reviewing options regularly helps you find the plan that fits your needs.

Prescription Drug Plans - Prescription drug plans help cover the cost of medications, but plans and formularies change yearly. A review ensures you're getting the best coverage at the lowest cost. Schedule a review to avoid unexpected expenses and find the plan that fits your needs.

Under 65 Open Market Healthcare

Federally Funded Marketplace (ACA / Obamacare) Coverage - ACA health plans provide essential coverage with options to fit your needs and budget. Whether you need help finding the right plan, checking for subsidies, or enrolling, expert guidance ensures you get the coverage you need at a price you can afford.

Small Business Group Coverage - Offering group health coverage helps attract and retain top talent while keeping your team healthy. Get expert guidance to find an affordable plan that fits your business and employees’ needs.

Dental, Vision, and Hearing Plans

Dental - Our dental plans cover cleanings, exams, and essential treatments, helping you maintain a healthy smile while keeping costs low. Whether you need routine care or major procedures, we have flexible options to fit your needs.

Vision - Our vision plans help you save on eye exams, glasses, and contacts, ensuring you get the care you need at a price you can afford. With flexible options and a wide network of providers, seeing clearly has never been easier.

Hearing - Our hearing coverage helps you save on exams, hearing aids, and essential care, so you never miss a moment. With affordable plans and a network of specialists, better hearing is within reach.

Extended Skilled Care

Traditional Long Term Care - Helps cover the costs of extended care services, such as nursing homes or in-home care, that aren’t covered by regular health insurance. It ensures you or your loved ones receive care without depleting savings.

Short Term Care - Short-term care insurance helps cover temporary care needs, like rehabilitation or recovery after surgery. It provides financial support for short-term stays in facilities or home care, easing the burden on your savings.

Home Healthcare - Home healthcare insurance covers medical services provided at home, like nursing care or therapy. It helps with the cost of receiving care in a familiar, comfortable setting, without the need for a hospital or facility stay.

Ancillary Coverage

Cancer, Heart Attack & Stroke - A cancer, heart attack, or stroke diagnosis can bring unexpected costs. This coverage provides financial protection, helping with medical bills, lost income, and other expenses so you can focus on recovery, not finances.

Hospital Indemnity - Hospital stays can come with unexpected costs. Hospital indemnity insurance provides cash benefits to help cover expenses like deductibles, copays, and lost income, giving you financial peace of mind during recovery.

Disability - Disability insurance protects your income if an illness or injury prevents you from working. It provides financial support so you can focus on recovery without worrying about lost wages.

Life Insurance

Term Coverage - Term life insurance provides affordable coverage for a set period, offering financial protection for your loved ones if you pass away. It’s a simple, cost-effective way to ensure their financial security.

Indexed Universal Life - Indexed Universal Life (IUL) insurance offers lifelong coverage with a cash value that grows based on market indexes. It provides flexible premiums, death benefit protection, and potential tax-advantaged growth.

Final Expense - Final expense insurance is designed to cover end-of-life costs, like funeral and burial expenses. It provides peace of mind, ensuring your loved ones aren’t burdened with these financial responsibilities.

Tax Sheltered Annuities

Lifetime Income - Lifetime Income Annuities provide a guaranteed stream of income for life, offering financial security in retirement. They ensure you won’t outlive your savings, providing peace of mind with predictable, steady payments.

Deferred Income - Deferred Income Annuities allow you to grow your savings for a set period before receiving guaranteed income for life. They offer a future source of steady, predictable income, providing financial security in retirement.

Not affiliated with or endorsed by the government or federal Medicare program. Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal. We do not offer every plan available in your area. Currently we represent 9 organizations which offer 63 products in your area. Please contact Medicare.gov, 1‑800‑MEDICARE, or your local State Health Insurance Program to get information on all of your options.

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